Why worry about financing your real estate deal?
Our loan products offer a wide range of options for your purchasing and refinancing needs. But it’s not just our high-quality products that make the difference – our experienced loan officers are dedicated to finding the best loan for your individual situation.
You can count on Elite to get you the best mortgage rate by helping you improve or establish your credit in the shortest period of time possible. You’ll not only get an affordable loan, but one that closes on time!
Find out how much home can you afford through our Online Mortgage Calculation. Elite experienced loan officers will diligently search from a database of loan programs for the lowest rate with a minimum monthly payment from a mortgage lender that will not give you any last minute surprises or hidden fees.
Receive a custom list of mortgage program options and current rates. Review a variety of programs and compare them with other lenders.
Get pre-approved for a mortgage loan even before you have a property in mind. Once you submit, with your permission, we will run your credit and get back to you either by telephone or e-mail.
- Complete Online Application
If you’ve been pre-approved come back to the site and enter your property information once you have a contract. If you’re starting with a property, the application form will ask for personal information as well as information on your specific property. Once you submit, with your permission, we will run your credit and get back to you either by telephone or e-mail.
- Sign and return application
Once you’ve made it to this point we will send you a copy of your completed mortgage application by e-mail or express mail. You will be asked to review this, sign it, and return it along with any additional material requested.
- Appraisal conducted
We will schedule an appraisal and contact you once we have the results.
- Rate lock
Before you close you will need to lock-in on the interest rate for your mortgage loan. Visit our Rate Options page for more information on this process.
At closing, you will sign all the legal documents and pay any necessary fees such as closing costs or down payment. You will then be ready to move into your new home!
- Future Enhancements
Once you have closed on your home you can come back to the site, check our daily online rate updates, if the rates go down in the next month or in the next several years, contact us for our streamline refinance program.
- General Home Buying Information for First-timers
A home purchase may be your largest financial transaction to date, so it’s important to make the right decisions and to keep an eye on the details. With the assistance of your Elite Loan Officer, it should be an efficient, pleasant, and ultimately rewarding experience.
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